Monthly Archives: March 2011

Dr. Abraham — Philadelphia, PA

posted on March 10, 2011 by Chris Grubb

“Just wanted to thank you for putting me in touch with an excellent banker. I was able to get qualified for a no money down, no PMI loan with her when it seemed like no one was currently offering any kind of physician loan in my area. I will definitely recommend you and your… Read More

Match Day 2011 – Physician Relocation Specialists

posted on March 10, 2011 by Chris Grubb

Match Day 2011 is less than 1 week away. Let us make your move easier. We realize that while starting a new phase in your medical career, moving and buying a new home are all exciting endeavors, they can also be stressful. Our mission is to provide you with physician relocation… Read More

Why choose Physician Relocation Specialists?

posted on March 10, 2011 by Chris Grubb

Because Physician Relocation Specialists always put our clients’ interests first. While other companies similar to ours only have the bottom line in mind, we put your interests and the needs of your family first. But don’t take our word for it; review our… Read More

This seems too good to be true—what’s the catch?

posted on March 10, 2011 by Chris Grubb

There is no catch. The lenders we work with offer this great physician loan program because they want you as a customer. Physicians are among the least likely to default on a home loan, they are educated and their income is very likely to increase significantly over the years.… Read More

What type of loan products do your preferred lenders offer?

posted on March 10, 2011 by Chris Grubb

Our lenders provide a wide array of loan products that can be tailored to meet your needs. These programs may include 15 and 30 year fixed programs, or 3, 5, 7, and 10-year ARMs—allowing clients to choose the interest rate security they need. They also offer interest-only… Read More

Can you explain what a portfolio loan is?

posted on March 10, 2011 by Chris Grubb

A portfolio loan is a mortgage loan that is held by a bank as an investment. This type of mortgage is held by that bank rather than being sold on the secondary market. The reason the banks hold this type of mortgage is due to the fact that the loan does not comply with the underwriting… Read More

What are the benefits of a portfolio loan?

posted on March 10, 2011 by Chris Grubb

Underwriting guidelines for a porfolio loan can be far more flexible than for a loan which is being sold to an investor in the secondary markets (Fannie Mae, Freddie Mac …). This flexibility can often mean that the underwriter of the portfolio program can use a much… Read More

What physician loan interest rates do your lenders offer?

posted on March 10, 2011 by Chris Grubb

In general, the interest rates on the physician loan programs offered by our lenders are slightly higher than a traditional loan; these higher rates help offset the additional risk the bank takes on when you borrow 100%. Keep in mind that each lender’s loan program… Read More